great excitement and enthusiasm we are proud to announce another stellar year at
Kestler Financial Group, Inc.. While the industry as a whole has been negative,
KFG is positive on all fronts. For six years in a row Kestler Financial has
shown positive growth and we owe it all to YOU and our licensed agents. We
thank you for helping make us the unstoppable locomotive that we have become.
As 2004 quickly approaches, we are gearing up for another record breaking year.