Get Back To Me

[willykyd]

Date: 7/02/05
From: Willtord Kuykendall
Subject:PROPOSAL
  

 
Dear Friend,

I am Willtord Kuykendall, head of international private banking at
Cater Allen Private Bank London. I am contacting you concerning a deceased 
customer,and an investment he placed under our banks management 3years ago.

I would respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by
as a result of this mail. I contact you independently and no one is
informed of this communication. I would like to intimate you with
certain facts that I believe would be of interest to you.

In 2002, the subject matter came to our bank to engage in business
discussions with our private banking division. He informed us that he
had a financial portfolio of 8.35 Million British Pounds Sterling,
which he wished to have us turn over (invest) on his behalf.
I was the officer assigned to his case, I made numerous suggestions
in line with my duties as the de-facto chief operations officer of
the private banking sector, especially given the volume of funds he
wished to put into our bank. 

We met on numerous occasions prior to any investments being placed. I 
encouraged him to consider various growth funds with prime ratings. The favored 
route in my advise to customers is to start by assessing data on 6000 
traditional stocks and bond managers and 2000 managers of alternative 
investments. 

Based on my advice, We spun the money around various opportunities and made 
attractive margins for our first months of operation, the accrued profit and 
interest stood at this point at over 10 Million British Pounds Sterling, this 
margin was not the full potential of the fund but he desired low risk 
guaranteed returns on investments.
In mid 2003, he asked that the money be liquidated because he needed
to make an urgent investment requiring cash payments. He directed
that I liquidate the funds and have it deposited with a security
firm. I informed him that Barclays would have to make special
arrangements to have this done and in order not to circumvent due
process, the bank would have to make a 9.5 % deduction from the funds
to cater for banking and statutory charges. He complained about the
charges but later came around when I explained to him the
complexities of the task he was asking of us. 

Large cash movements have become especially strict since the incidents of 9/11. 
I contacted my affiliate and had the funds available as he had requested. I 
undertook all the processes and made sure I followed his precise instructions 
to the letter and had the funds deposited with a security consultancy firm.

This security firm is an especially private firm that accepts
deposits from high net worth individuals and blue chip corporations
that handle valuable products or undertake transactions that need
immediate access to cash. This small and highly private organization
is familiar especially to the highly placed and well-connected
organizations. In Line with instructions, the money was deposited
with them. He told me he wanted the money there in anticipation of
his arrival from Norway later that week. This was the last
communication we had, this transpired around 25 th February 2003.

In June last year, we got a call from the security company informing
us of the inactivity of that particular portfolio. This was an
astounding position as far as I was concerned, given the fact that I
managed the private banking sector I was the only one who knew about
the deposit at the security company, and I could not understand why
our client had not come forward to claim his deposit. I made futile
efforts to locate him. I immediately passed the task of locating him
to the internal investigations department of Barclay. Four days
later, information started to trickle in, apparently  our man was
dead. A person who suited his description was declared dead of a
heart attack in Canne, South of France. We were soon enough able to
confirm all of this including cause of death. The bank immediately
launched an investigation into possible surviving next of kin to
alert about the situation and also to come forward to claim his
estate.

If you are familiar with private banking affairs, those who patronize
our services usually prefer anonymity, but also some levels of
detachment from conventional processes. In his bio-data form, he
listed no next of kin. In the field of private banking, opening an
account with us means no one will know of its existence, accounts are
rarely held under a name; depositors use numbers and codes to make
the accounts anonymous. This bank even gives the choice to depositors
of having their mail sent to them or held at the bank itself,
ensuring that there are no traces of the account and as I said,
rarely do they nominate next of kin. Private banking clients apart
from not nominating next of kin also usually in most cases leave
wills in our care, in this case; our now deceased client died in
testate.

In line with our internal processes for account holders who have
passed away, we instituted our own investigations in good faith to
determine who should have right to claim the estate. This
investigation has for the past months been unfruitful. We have
scanned every continent and used our private investigation affiliate
companies to get to the root of the problem. It is this investigation
that resulted in my being furnished with your details as a possible
relative of the deceased. My official capacity dictates that I am the
only party to supervise the investigation and the only party to
receive the results of the investigation.

It is quite clear now that our dear  fellow died with no known or
identifiable family members. This leaves me as the only person with
the full picture of what the prevailing situation is in relation to
the deposit and the late beneficiary of the deposit. According to
practice,the security company will by the end of this year broadcast
a request for statements of claim to Cater Allen Private Bank, failing to 
receive viable claims they will most probably revert the deposit to Cater 
Allen.This will result in the money entering the Barclays accounting system and 
the portfolio will be out of my hands and out of the private banking division. 
This will not happen if I have my way.

What I wish to relate to you will smack of unethical practice but I
want you to understand something. It is only an outsider to the
banking world who finds the internal politics of the banking world
aberrational. The world of private banking especially is fraught with
huge rewards for those who sit upon certain chairs and oversee
certain portfolios.

You should have begun by now to put together the general direction of
what I propose. There is  8,370,000.00 Pounds deposited in a security
company. I alone have the deposit details and they will release the
deposit to no one unless I instruct them to do so. I alone know of
the existence of this deposit for as far as Cater Allen Private Bank  is 
concerned,the transaction with our late client concluded when I sent the funds 
to the security company all outstanding interactions in relation to the file 
are just customer services and due process. The security company has no single 
idea of what's the history or nature of the deposit. They are simply awaiting 
instructions to release the deposit to any party that I may direct. This is the 
situation. This bank has spent great amounts of money trying to track this 
man's family; they have investigated for months and have found no family. The 
investigation has come to an end.

My proposal; you share similar details to the late fellow; I am
prepared to instruct the security company to release the deposit to
you as the closest surviving relation. Upon receipt of the deposit, I
am prepared to share the money with you in half. That is: I will
simply nominate you as the next of kin and have them release the
deposit to you. We share the proceeds 50/50.

You with the same very name as the original depositor would easily
pass as the beneficiary with right to claim. I assure you that I
could have the deposit released to you within a few days. I will
simply inform the bank of the final closing of the file relating to
our late client. I will then officially communicate with the security
company and instruct them to release the deposit to you. With these
two things: all is done. The alternative would be for us to have the
security company direct the funds to another bank with you as account
holder. This way there will be no need for you to think of receiving
the money directly from the security company as it is not a conventional 
financial institution; they accept deposits from only
organizations thus; what you hand over to them is what you get back.
They do not have the means to process the money. We can fine-tune
this based on our interactions.

I am aware of the consequences of this proposal. I ask that if you
find no interest in this project that you should discard this mail. I
ask that you do not be vindictive and destructive. If my offer is of
no appeal to you, delete this message and forget I ever contacted
you. Do not destroy my career because you do not approve of my
proposal. You may not know this but people like myself who have made
a tidy sum out of comparable situations run the whole private banking
sector. I am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics
of my industry dictates that I make this move. Such opportunities
only come ones way once in a lifetime. 

I cannot let this chance pass me by.For once I find myself in total 
control of my destiny. This chance wont pass me by. I ask that you do not 
destroy my chance, if you will not work with me let me know and let me move on 
with my life but do not destroy me. I am a family man and this is an 
opportunity to provide them with new opportunities. 
There is a reward for this project and it is a task well worth undertaking.I 
have evaluated the risks and the only risk I have here is from you refusing to 
work with me and alerting my bank. I am the only one who knows of this 
situation, good fortune has blessed you with a name that has planted you into 
the center of relevance in my life. Lets share the blessing.

If you find yourself able to work with me, contact me through this
same email account.  If you give me positive signals, I will give you
the relevant details and initiate this process towards a conclusion.
I wish to inform you that should you contact me via official channels; I will 
deny knowing you and about this project. I repeat, I do not want you contacting 
me through my official phone lines nor do I want you contacting me through my 
official email account Contact me only through this email accounts: 
address@hidden, address@hidden I do not want any direct link between you and 
me. My official lines are not secure lines as they are periodically monitored 
to assess our level of customer care in line with our total Quality Management 
Policy. Please observe this instruction religiously.

Please, again, note I am a family man, I have wife and children. I
send you this mail not without a measure of fear as to what the
consequences, but I know within me that nothing ventured is nothing
gained and that success and riches never come easy or on a platter of gold. 
This is the one truth I have learned from my private banking clients. Do not 
betray my confidence.
 
I await your response.
 
Sincerly,
 
Willtord Kuykendall