address@hidden Your Application Confirmation Thu, 21 Jul 2005 02:22:36 -0800

[Iris]

Hi,

I sent you an email a while ago, because you qualified for a 
much lower rate based on our records from a national database.
Why is this? Because currently it is a buyers market with the
lowest rates in years.

You can now get $325,000 for as little as $709 a month!
We realize many homeowners struggle and that makes it difficult
to maintain good credit. But we specialize in poor credit cases- helping you
to refinance even with bad credit, helping you lower your monthly
burden and build back your credit. 
You will receive the lowest rate possible in your special circumstance

You can fill out this quick form and be approved within 24 hours:

http://www.chrefi.net/?id=a17

Thank you,
Frank Thornton

http://www.chrefi.net/book.php