diff --git a/src/ftp.c b/src/ftp.c
index 39f20fa..359cbce 100644
--- a/src/ftp.c
+++ b/src/ftp.c
@@ -360,11 +360,10 @@ getftp (struct url *u, struct url *original_url,
   *qtyread = restval;

   user = u->user;
-  passwd = u->passwd;
-  search_netrc (u->host, (const char **)&user, (const char **)&passwd, 1);
   user = user ? user : (opt.ftp_user ? opt.ftp_user : opt.user);
+  passwd = opt.passwd ? opt.passwd : (u->passwd ? u->passwd : opt.ftp_passwd);
+  if(!user && !passwd) search_netrc (u->host, (const char **)&user, (const char **)&passwd, 1);
   if (!user) user = "anonymous";
-  passwd = passwd ? passwd : (opt.ftp_passwd ? opt.ftp_passwd : opt.passwd);
   if (!passwd) passwd = "-wget@";

   dtsock = -1;
diff --git a/src/http.c b/src/http.c
index 7e2c4ec..9de5cc0 100644
--- a/src/http.c
+++ b/src/http.c
@@ -1877,10 +1877,9 @@ initialize_request (const struct url *u, struct http_stat *hs, int *dt, struct u

   /* Find the username and password for authentication. */
   *user = u->user;
-  *passwd = u->passwd;
-  search_netrc (u->host, (const char **)user, (const char **)passwd, 0);
   *user = *user ? *user : (opt.http_user ? opt.http_user : opt.user);
-  *passwd = *passwd ? *passwd : (opt.http_passwd ? opt.http_passwd : opt.passwd);
+  *passwd = opt.passwd ? opt.passwd : (u->passwd ? u->passwd : opt.http_passwd);
+  if (!*user && !*passwd) search_netrc (u->host, (const char **)user, (const char **)passwd, 0);

   /* We only do "site-wide" authentication with "global" user/password
    * values unless --auth-no-challange has been requested; URL user/password