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[dev-serveez] not betray my confidence

From: Mr Qin Wang
Subject: [dev-serveez] not betray my confidence
Date: Sat, 13 May 2006 22:12:11 +0400 (MSD)
User-agent: SquirrelMail/1.4.6

Qin Wang
Lloyds TSB Pacific Limited
Hong Kong Branch Two Exchange
Square Central, Hong Kong.
Fax: +852-301-67289


Thank you for giving me your time, it is of great importance for you to
take care and understand every word which I have written down below;
please be patient and read the explanation in my email.

I am a staff of Lloyds TSB Group Plc. here in Hong Kong attached in
Private Banking Services, I am contacting you concerning a customer and an
investment placed under our banks management; as a matter of factit was 3
years ago. I would respectfully request that you keep the contents of this
mail private and also to kindly respect the integrity of the information
you come by as a result of this email. I contacted you independently of
our investigation and no one is informed of this communication; I would
like to intimate you with certain facts that I believe would be of
interest to you.

In 2001, the subject matter; Ref: FI/TSB/958/042/0500 came to our bank to
engage in business discussions with our Private Banking Services
Department. He informed us that he had a financial portfolio of 15.37
million United States Dollars, which he wished to have us turn over
(invest) on his behalf. I was the officer assigned to his case; I made
numerous suggestions in line with my duties as the de-facto chief
operations officer of the Private Banking Services Department,especially
given the volume of funds he wished to put into our bank. We met on
numerous occasions prior to any investments being placed, and however I
encouraged him to consider various growth funds with prime ratings. The
favored route in my advice to customers is to start by assessing data on
600 traditional stocks and bond managers and 200 managers of alternative
investments. Based on my advice, we spun
the money around various opportunities and made attractive margins for our
first months of operation,the accrued profit with interest included, stood
at this point at over 16.2 million United States Dollars,this margin was
not the full potential of the fund but
he desired low risk guaranteed returns on investments.In mid 2002, he
asked that the money be liquidated because he needed to make an urgent
investment requiring cash payments in Europe. He directed that I liquidate
the funds and had it deposited with a firm in Europe. I informed him that
our bank would have to make special arrangements to have this done and in
order not to circumvent due process, the bank would have to make a 9.5 %
deduction from the funds to cater for banking and statutory charges. He
complained about the charges but later came around when I explained to him
the complexities of the task he was asking of us.Cash movement across
borders has become especially strict since the incidents of 9/11. I
contacted my affiliate in Europe and had the funds available in mainland
Europe, I undertook all the processes and made sure I followed his precise
instructions to the letter and had the funds deposited in a security
consultancy firm, the firm is a specialist private firm that accepts
deposits from high net worth individuals and blue chip corporations that
handle valuable products or undertake transactions that need immediate
access to cash. This small and highly private organization is familiar
especially to the highly placed and well-connected organizations. In line
with instructions, the money was deposited; he told me he wanted the money
there in anticipation of his arrival from Norway later that week. This was
the last communication we had, this transpired aroundbFebruary 25th 2003.
In June last year, we got a call from the security firm informing us of
the inactivity of that particular portfolio. This was an astounding
position as far as I was concerned, given the fact that I managed the
private banking sector I was the only one who knew about the deposit, and
I could not understand why he had not come forward to claim his deposit.

I made futile efforts to locate him I immediately passed the task of
locating him to the internal investigations department of our bank. Four
days later, information started to trickle in, that he was apparently
dead, a person who suited his description was declared dead of a heart
attack in Cannes, South of France; we were soon enough able to gather more
information and the cause of death was confirmed. The bank immediately
launched an investigation into possible surviving next of kin to alert
about the situation and also to come forward to claim his estate. If you
are familiar with private banking affairs, those who patronize our
services usually prefer anonymity, but also some levels of detachment from
conventional processes. In his bio-data form, he listed no next of kin. In
the field of private banking, opening an account with us means no one will
know of its existence, accounts are rarely held under a name; depositors
use numbers and codes to make the accounts anonymous. This bank also gives
the choice to depositors of having their mail sent to them or held at the
bank itself, ensuring that there are no traces of the account and as I
said, rarely do they nominate next of kin. Private banking clients apart
from not nominating next of kin also usually in most cases leave wills in
our care, in this case; he died Intestate.

In line with our internal processes for account holders who have passed
away, we instituted our own investigations in good faith to determine who
should have right to claim the estate, this investigation for several
months were futile. We have scanned every continent and used our private
investigation affiliate companies to get to the root of the problem. It is
this investigation that resulted in my decision to obtain your contact
details and contact you, being as a foreigner or rather non-Asian, as a
potential benefactor of the estate even if you are in no way affiliated
with this individual (the deceased).My official capacity dictates that I
am the only party to supervise the investigation and the only party to
receive the results of the investigation. What this means, with you being
a foreigner, I have considered the fact that our dear late fellow died
with no known
or identifiable family member. This leaves me as the only person with the
full picture of what the prevailing situation is in relation to the
deposit and the late beneficiary of the deposit. According to practice,
the firm shall by the end of this financial year broadcast a request for
statements of claim to our bank, failing to receive viable claims they
will most probably revert the deposit back to our bank.This will result in
the money entering our bank's accounting system and the portfolio will be
out of my hands and out of the Private Banking Services Department. This
will not happen if I have my way.

What I wish to relate to you might be a smack of unethical practice but I
want you to understand something; it is only an outsider to the banking
world who finds the internal politics of the banking world aberrational.
The world of private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain portfolios; you
should have begun by now to put together the general direction of what I
propose. There is USD$ 15,991,674(Fifteen million, nine hundred and ninety
one thousand, six hundred and seventy four united states dollars)
deposited, I alone have the deposit details and they will release the
deposit to no one unless I instruct them to do so.

I alone know of the existence of this deposit for as far as the finance
firm is concerned, the transaction with our deceased customer concluded
when I sent the funds to the firm, all outstanding interactions in
relation to the file are just customer services and due process. The
finance firm has no single idea of what's the history or nature of the
deposit, they are simply awaiting instructions to release the deposit to
any party that comes forward, and this is the situation. This bank has
spent great amounts of money trying to track the family of the deceased;
they have investigated for months and have found no family but however the
investigation has officially come to an end.

My proposal; I am prepared to place you in a position whereby an
instruction is given to the finance firm to officially release the deposit
to you as the closest surviving relation/associate, and all etiquette
shall be done in accordance with the rule of law, I certainly can
guarantee you that. By the common law,the power of bequeathing is coeval
with the first rudiments of the law, and this power has been extended to
all a man's Personal and Real estate (Personalty & Realty). There is no
ruling which prevents an inheritance from being so exhausted by legacies
as to render it unworthy of the heir's acceptance; basically all persons
of sound mind are competent to bequeath and devise real and personal
estate, excepting infants, with all this I would say we have the clear
advantage to carry out a smooth and perfect operation whereby the paper
work shall be coordinated in such a
way that your status as a sole beneficiary is confirmed. Upon receipt of
the deposit, I am prepared to share the money with you in half and no
more; that is: I will simply nominate you as the next of kin and have them
release the deposit to you; afterwards we share the proceeds 50/50.

I would have gone ahead to ask the funds be released to me, but that would
have drawn a straight line to me and my involvement in claiming the
deposit, but on the other hand, you as a indifferent foreigner would
easily pass as the beneficiary with the rights to claim, I assure you that
I could have the deposit released to you in a few days. I will simply
inform our bank of the final closing of the file relating to the customer,
I will then officially communicate with the finance company and instruct
them to release the deposit to you; with these two things: all is done.The
alternative would be for us to have the firm direct the funds to another
bank with you as account holder, this way there will be no need for you to
think of receiving the money from the firm. We can fine-tune this based on
our interactions, I am aware of the consequences of this proposal and I
ask that if you find no interest in this project that you should discard
this mail. I ask also, that you do not be vindictive or destructive, if my
offer is of no appeal to you, delete this message and forget I ever
contacted you; please not destroy my career because you do not approve of
my proposal. You may not know this but people like me who have made tidy
sums out of comparable situations run the whole private banking sector, I
am not a criminal and what I do, I do not find against good conscience,
this may be hard for you to understand, but the dynamics of my industry
dictates that I make this move. Such opportunities only come ones' way
once in a lifetime. I cannot let this chance pass me by and I hope you
because for once I found myself in total control and face to face with my
destiny. These chances won't pass me by, I ask that you do not destroy my
chance, if you will not work with me please let me know, and hence move on
with my life, but do not destroy me; I am a family man and this is an
occasion to provide them with new opportunities. There is a reward for
this project and it is a task well worth undertaking, I have evaluated the
risks and the only risk I have here is from you refusing to work with me
and alerting my bank; I am the only one who knows of this situation,good
fortune will bless you and plant you into the center of relevance in my
life, let’s share the blessing.

If you find yourself interested to work with me,please contact me
specifically, through this email account address@hidden if you give
me positive signals, I will initiate this process towards a quick
conclusion.It is necessary to inform you that under no condition should
you contact me via official channels; I will simply deny knowing you and
about this project. I repeat, I do not want you contacting me through our
official lines neither do I want you contacting me through my official
email account. Contact me only through this email address above; I do not
want any direct link between you and me. My official lines are not secure
lines as they are periodically monitored to assess our level of customer
care in line with our Total Quality Management policy, please observe this
instruction religiously. Please, again, note I am a family man; I happily
married with kids, I send you this mail not without a measure of fear as
to what the consequences might be, but I know within me that nothing
ventured is nothing gained and that success and riches never come easy or
on a platter of gold,this is the one truth I have learned from my private
banking clients; do not betray my confidence. If we can be of one accord I
shall have the pleasure of meeting you, after this task has been completed
we can plan a meeting.

I await your response.

Yours Sincerely,

Qin Wang

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