[Free-dev] Re-finance rates have NEVER been this low- dont wait for them to rise again!

[Timothy]

Dear Home Owner, 

Your credit doesn't matter to us! If you OWN real estate 
and want IMMEDIATE cash to spend ANY way you like, or simply wish 
to LOWER your monthly payments by a third or more, here are the deals 
we have TODAY (hurry, these offers will expire TONIGHT) : 

$488,000.00 as low as 3.67,%  
$372,000.00 as low as 3.90,%  
$492,000.00 as low as 3.21,%
$248,000.00 as low as 3.36,%  
$198,000.00 as low as 3.55,% 

Hurry, when these deals are gone, they are gone! 
Simply fill out this one-minute form... http://www.m48a.com

Don't worry about approval, your credit will not disqualify you! 

Sincerely, 
Timothy
Approval Manager