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[taler-exchange] branch master updated: add privacy policies


From: gnunet
Subject: [taler-exchange] branch master updated: add privacy policies
Date: Wed, 11 Dec 2019 21:45:26 +0100

This is an automated email from the git hooks/post-receive script.

grothoff pushed a commit to branch master
in repository exchange.

The following commit(s) were added to refs/heads/master by this push:
     new 97810cc4 add privacy policies
97810cc4 is described below

commit 97810cc46f7256f3780f3e5193f8f51ce5b385b5
Author: Christian Grothoff <address@hidden>
AuthorDate: Wed Dec 11 21:45:02 2019 +0100

    add privacy policies
---
 configure.ac           |   1 +
 contrib/Makefile.am    |   2 +-
 contrib/pp/Makefile.am |  11 +++
 contrib/pp/en/0.docx   | Bin 0 -> 18943 bytes
 contrib/pp/en/0.html   | 217 +++++++++++++++++++++++++++++++++++++++++++++++++
 contrib/pp/en/0.txt    | 100 +++++++++++++++++++++++
 6 files changed, 330 insertions(+), 1 deletion(-)

diff --git a/configure.ac b/configure.ac
index 2f693285..2a2ab640 100644
--- a/configure.ac
+++ b/configure.ac
@@ -538,6 +538,7 @@ AM_CONDITIONAL([HAVE_TWISTER], [false])
 
 AC_CONFIG_FILES([Makefile
                  contrib/Makefile
+                 contrib/pp/Makefile
                  contrib/tos/Makefile
                  doc/Makefile
                  src/Makefile
diff --git a/contrib/Makefile.am b/contrib/Makefile.am
index 019026f0..f11fbe92 100644
--- a/contrib/Makefile.am
+++ b/contrib/Makefile.am
@@ -1,4 +1,4 @@
-SUBDIRS = . tos
+SUBDIRS = . tos pp
 
 EXTRA_DIST = \
   coverage.sh \
diff --git a/contrib/pp/Makefile.am b/contrib/pp/Makefile.am
new file mode 100644
index 00000000..15b1b4ae
--- /dev/null
+++ b/contrib/pp/Makefile.am
@@ -0,0 +1,11 @@
+
+# English (en)
+ppendir=$(pkgdatadir)/tos/en
+
+ppen_DATA = \
+  en/0.txt \
+  en/0.docx \
+  en/0.html
+
+EXTRA_DIST = \
+  $(ppen_DATA)
diff --git a/contrib/pp/en/0.docx b/contrib/pp/en/0.docx
new file mode 100644
index 00000000..4058393b
Binary files /dev/null and b/contrib/pp/en/0.docx differ
diff --git a/contrib/pp/en/0.html b/contrib/pp/en/0.html
new file mode 100644
index 00000000..04fe0ed7
--- /dev/null
+++ b/contrib/pp/en/0.html
@@ -0,0 +1,217 @@
+<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
+<html>
+<head>
+       <meta http-equiv="content-type" content="text/html; charset=utf-8"/>
+       <title>Our Privacy Policy</title>
+       <meta name="author" content="Michael Widmer"/>
+       <meta name="created" content="2019-12-11T15:01:00"/>
+</head>
+<body>
+
+<h1>Privacy Policy</h1>
+
+<p>
+    Last Updated: 11.12.2019
+</p>
+<p>
+  This
+Privacy Policy describes the policies and procedures of Taler Systems
+SA (“we,” “our,” or “us”) pertaining to the collection,
+use, and disclosure of your information on our sites and related
+mobile applications and products we offer (the “Services” or
+“Taler Wallet”). This Privacy Statement applies to your personal
+data when you use our Services, and does not apply to online websites
+  or services that we do not own or control.
+</p>
+
+<h2>OVERVIEW</h2>
+
+<p>Your
+privacy is important to us. We follow a few fundamental principles:
+We don’t ask you for personally identifiable information (defined
+below). That being said, your contact information, such as your phone
+number, social media handle, or email address (depending on how you
+contact us), may be collected when you communicate with us, for
+example to report a bug or other error related to the Taler Wallet.
+We don’t share your information with third parties except when
+strictly required to deliver you our Services and products, or to
+comply with the law. If you have any questions or concerns about this
+policy, please reach out to us at address@hidden.
+</p>
+
+<h2>HOW YOU ACCEPT THIS POLICY</h2>
+
+<p>By
+using our Services or visiting our sites, you agree to the use,
+disclosure, and procedures outlined in this Privacy Policy.
+</p>
+
+<h2>WHAT PERSONAL INFORMATION DO WE COLLECT FROM OUR USERS?</h2>
+
+<p>The
+information we collect from you falls into two categories: (i)
+personally identifiable information (i.e., data that could
+potentially identify you as an individual) (“Personal
+Information”), and (ii) non-personally identifiable information
+(i.e., information that cannot be used to identify who you are)
+(“Non-Personal Information”). This Privacy Policy covers both
+categories and will tell you how we might collect and use each type.
+</p>
+<p>We
+do our best to not collect any Personal Information from Taler Wallet
+users.  We believe that the Taler Wallet never transmits personal
+information to our services without at least clear implied consent,
+and we only process and retain information with a strict business
+need.  That being said, when using our Services, we inherently have
+  to collect the following information:
+</p>
+<p>
+<ul>
+       <li>Bank
+       account details necessary when receiving funds from you to top-up
+       your wallet or to transfer funds to you when you are being paid via
+       Taler.  At the current experimental stage, only the pseudonym and
+       password you entered in the bank demonstrator is stored.</p>
+       <li>The
+       amounts being withdrawn or deposited, with associated unique
+       transaction identifiers and cryptographic signatures authorizing the
+       transaction. Note that for purchases, we cannot identify the buyer
+       from the collected data, so when you spend money, we only receive
+       non-personal information.</p>
+       <li>When
+       you contact us. We may collect certain information if you choose to
+       contact us, for example to report a bug or other error with the
+       Taler Wallet. This may include contact information such as your
+       name, email address or phone number depending on the method you
+       choose to contact us. </p>
+</ul>
+</p>
+<h2>HOW WE COLLECT AND PROCESS INFORMATION</h2>
+
+<p>We may process your information for the following reasons:</p>
+<p>
+<ul>
+       <li>to
+       transfer money as specified by our users (Taler transactions);</p>
+       <li>to
+       assist government entities in linking income to the underlying</p>
+       <li>to
+       support you using the Taler Wallet or to improve our Services</p>
+</ul>
+</p>
+
+<h2>HOW WE SHARE AND USE THE INFORMATION WE GATHER</h2>
+
+<p>We
+may share your Personal Data or other information about you only if
+you are a merchant receiving income, with your bank, to the degree
+necessary to execute the payment.</p>
+<p>We
+retain Personal Data to transfer funds to the accounts designated by
+our users. We may retain Personal Data only for as long as mandated
+by law and required for the wire transfers.</p>
+<p>We
+primarily use the limited information we receive directly from you to
+enhance the Taler Wallet. Some ways we may use your Personal
+Information are to: Contact you when necessary to respond to your
+comments, answer your questions, or obtain additional information on
+issues related to bugs or errors with the Taler Wallet that you
+reported.</p>
+
+<h2>AGENTS OR THIRD PARTY PARTNERS</h2>
+
+<p>We
+may provide your Personal Information to our employees, contractors,
+agents, service providers, and designees (“Agents”) to enable
+them to perform certain services for us exclusively, including:
+improvement and maintenance of our software and Services. By
+accepting this Privacy Policy, as outlined above, you consent to any
+such transfer.
+</p>
+
+<h2>PROTECTION OF US AND OTHERS</h2>
+
+<p>We
+reserve the right to access, read, preserve, and disclose any
+information that we reasonably believe is necessary to comply with
+the law or a court order.
+</p>
+
+<h2>WHAT PERSONAL INFORMATION CAN I ACCESS OR CHANGE?</h2>
+
+<p>You
+can request access to the information we have collected from you. You
+can do this by contacting us at address@hidden. We will
+make sure to provide you with a copy of the data we process about
+you. To comply with your request, we may ask you to verify your
+identity. We will fulfill your request by sending your copy
+electronically. For any subsequent access request, we may charge you
+with an administrative fee. If you believe that the information we
+have collected is incorrect, you are welcome to contact us so we can
+update it and keep your data accurate. Any data that is no longer
+needed for purposes specified in the “How We Use the Information We
+Gather” section will be deleted after ninety (90) days.
+</p>
+
+<h2>DATA RETENTION</h2>
+
+<p>If
+you uninstall the Taler Wallet mobile applications from your device,
+or request that your information be deleted, we still may retain some
+information that you have provided to us to maintain the Taler Wallet
+or to comply with relevant laws.
+</p>
+
+<h2>DATA SECURITY</h2>
+
+<p>We are committed to making sure your information
+is protected. We employ several physical and electronic safeguards to
+keep your information safe, including encrypted user passwords, two
+factor verification and authentication on passwords where possible,
+and securing connections with industry standard transport layer
+security. You are also welcome to contact us using GnuPG encrypted
+e-mail. Even with all these precautions, we cannot fully guarantee
+against the access, disclosure, alteration, or deletion of data
+through events, including but not limited to hardware or software
+failure or unauthorized use. Any information that you provide to us
+is done so entirely at your own risk.</p>
+
+<h2>CHANGES AND UPDATES TO PRIVACY POLICY</p>
+
+<p>We
+reserve the right to update and revise this privacy policy at any
+time. We occasionally review this Privacy Policy to make sure it
+complies with applicable laws and conforms to changes in our
+business. We may need to update this Privacy Policy, and we reserve
+the right to do so at any time. If we do revise this Privacy Policy,
+we will update the “Effective Date” at the bottom of this page so
+that you can tell if it has changed since your last visit. As we
+generally do not collect contact information and also do not track
+your visits, we will not be able to notify you directly. However, the
+Taler Wallet may inform you about a change in the privacy policy once
+it detects that the policy has changed.  Please review this Privacy
+Policy regularly to ensure that you are aware of its terms. Any use
+of our Services after an amendment to our Privacy Policy constitutes
+your acceptance to the revised or amended agreement.
+</p>
+
+<h2>INTERNATIONAL USERS AND VISITORS</h2>
+
+<p>Our
+Services are hosted in Switzerland. If you are a user accessing the
+Services from the European Union, Asia, US, or any other region with
+laws or regulations governing personal data collection, use, and
+disclosure that differ from Swiss laws, please be advised that
+through your continued use of the Services, which is governed by
+Swiss law, you are transferring your Personal Information to
+Switzerland and you consent to that transfer.
+</p>
+
+<h2>QUESTIONS</h2>
+<p>Please
+contact us at address@hidden if you have questions about
+our privacy practices that are not addressed in this Privacy
+  Statement.
+</p>
+</body>
+</html>
diff --git a/contrib/pp/en/0.txt b/contrib/pp/en/0.txt
new file mode 100644
index 00000000..760c1b8b
--- /dev/null
+++ b/contrib/pp/en/0.txt
@@ -0,0 +1,100 @@
+'''Privacy Policy'''
+
+
+Last Updated: 11.12.2019
+
+This Privacy Policy describes the policies and procedures of Taler Systems SA 
(“we,” “our,” or “us”) pertaining to the collection, use, and disclosure of 
your information on our sites and related mobile applications and products we 
offer (the “Services” or “Taler Wallet”). This Privacy Statement applies to 
your personal data when you use our Services, and does not apply to online 
websites or services that we do not own or control.
+
+
+OVERVIEW
+========
+
+Your privacy is important to us. We follow a few fundamental principles: We 
don’t ask you for personally identifiable information (defined below). That 
being said, your contact information, such as your phone number, social media 
handle, or email address (depending on how you contact us), may be collected 
when you communicate with us, for example to report a bug or other error 
related to the Taler Wallet. We don’t share your information with third parties 
except when strictly required to [...]
+
+
+HOW YOU ACCEPT THIS POLICY
+==========================
+
+By using our Services or visiting our sites, you agree to the use, disclosure, 
and procedures outlined in this Privacy Policy.
+
+
+WHAT PERSONAL INFORMATION DO WE COLLECT FROM OUR USERS?
+=======================================================
+
+The information we collect from you falls into two categories: (i) personally 
identifiable information (i.e., data that could potentially identify you as an 
individual) (“Personal Information”), and (ii) non-personally identifiable 
information (i.e., information that cannot be used to identify who you are) 
(“Non-Personal Information”). This Privacy Policy covers both categories and 
will tell you how we might collect and use each type.
+
+We do our best to not collect any Personal Information from Taler Wallet 
users. We believe that the Taler Wallet never transmits personal information to 
our services without at least clear implied consent, and we only process and 
retain information with a strict business need. That being said, when using our 
Services, we inherently have to collect the following information:
+
+* Bank account details necessary when receiving funds from you to top-up your 
wallet or to transfer funds to you when you are being paid via Taler. At the 
current experimental stage, only the pseudonym and password you entered in the 
bank demonstrator is stored.
+
+* The amounts being withdrawn or deposited, with associated unique transaction 
identifiers and cryptographic signatures authorizing the transaction. Note that 
for purchases, we cannot identify the buyer from the collected data, so when 
you spend money, we only receive non-personal information.
+
+* When you contact us. We may collect certain information if you choose to 
contact us, for example to report a bug or other error with the Taler Wallet. 
This may include contact information such as your name, email address or phone 
number depending on the method you choose to contact us.
+
+
+HOW WE COLLECT AND PROCESS INFORMATION
+======================================
+
+We may process your information for the following reasons:* to transfer money 
as specified by our users (Taler transactions);
+
+* to assist government entities in linking income to the underlying
+
+* to support you using the Taler Wallet or to improve our Services
+
+
+HOW WE SHARE AND USE THE INFORMATION WE GATHER
+==============================================
+
+We may share your Personal Data or other information about you only if you are 
a merchant receiving income, with your bank, to the degree necessary to execute 
the payment.
+
+We retain Personal Data to transfer funds to the accounts designated by our 
users. We may retain Personal Data only for as long as mandated by law and 
required for the wire transfers.
+
+We primarily use the limited information we receive directly from you to 
enhance the Taler Wallet. Some ways we may use your Personal Information are 
to: Contact you when necessary to respond to your comments, answer your 
questions, or obtain additional information on issues related to bugs or errors 
with the Taler Wallet that you reported.
+
+
+AGENTS OR THIRD PARTY PARTNERS
+==============================
+
+We may provide your Personal Information to our employees, contractors, 
agents, service providers, and designees (“Agents”) to enable them to perform 
certain services for us exclusively, including: improvement and maintenance of 
our software and Services. By accepting this Privacy Policy, as outlined above, 
you consent to any such transfer.
+
+
+PROTECTION OF US AND OTHERS
+===========================
+
+We reserve the right to access, read, preserve, and disclose any information 
that we reasonably believe is necessary to comply with the law or a court order.
+
+
+WHAT PERSONAL INFORMATION CAN I ACCESS OR CHANGE?
+=================================================
+
+You can request access to the information we have collected from you. You can 
do this by contacting us at address@hidden. We will make sure to provide you 
with a copy of the data we process about you. To comply with your request, we 
may ask you to verify your identity. We will fulfill your request by sending 
your copy electronically. For any subsequent access request, we may charge you 
with an administrative fee. If you believe that the information we have 
collected is incorre [...]
+
+
+DATA RETENTION
+==============
+
+If you uninstall the Taler Wallet mobile applications from your device, or 
request that your information be deleted, we still may retain some information 
that you have provided to us to maintain the Taler Wallet or to comply with 
relevant laws.
+
+
+DATA SECURITY
+=============
+
+We are committed to making sure your information is protected. We employ 
several physical and electronic safeguards to keep your information safe, 
including encrypted user passwords, two factor verification and authentication 
on passwords where possible, and securing connections with industry standard 
transport layer security. You are also welcome to contact us using GnuPG 
encrypted e-mail. Even with all these precautions, we cannot fully guarantee 
against the access, disclosure, alterat [...]
+
+
+CHANGES AND UPDATES TO PRIVACY POLICY
+=====================================
+
+We reserve the right to update and revise this privacy policy at any time. We 
occasionally review this Privacy Policy to make sure it complies with 
applicable laws and conforms to changes in our business. We may need to update 
this Privacy Policy, and we reserve the right to do so at any time. If we do 
revise this Privacy Policy, we will update the “Effective Date” at the bottom 
of this page so that you can tell if it has changed since your last visit. As 
we generally do not collect cont [...]
+
+
+INTERNATIONAL USERS AND VISITORS
+================================
+
+Our Services are hosted in Switzerland. If you are a user accessing the 
Services from the European Union, Asia, US, or any other region with laws or 
regulations governing personal data collection, use, and disclosure that differ 
from Swiss laws, please be advised that through your continued use of the 
Services, which is governed by Swiss law, you are transferring your Personal 
Information to Switzerland and you consent to that transfer.
+
+
+QUESTIONS
+=========
+
+Please contact us at address@hidden if you have questions about our privacy 
practices that are not addressed in this Privacy Statement.

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