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[taler-exchange] branch master updated: regenerate pp/tos


From: gnunet
Subject: [taler-exchange] branch master updated: regenerate pp/tos
Date: Thu, 30 Sep 2021 21:41:24 +0200

This is an automated email from the git hooks/post-receive script.

grothoff pushed a commit to branch master
in repository exchange.

The following commit(s) were added to refs/heads/master by this push:
     new 2f31d063 regenerate pp/tos
2f31d063 is described below

commit 2f31d06392e1b0876e68a79c05215fd71d5f7f66
Author: Christian Grothoff <christian@grothoff.org>
AuthorDate: Thu Sep 30 21:41:06 2021 +0200

    regenerate pp/tos
---
 contrib/pp/en/0.epub  | Bin 13772 -> 14983 bytes
 contrib/pp/en/0.html  |  65 ++++++++++++++------
 contrib/pp/en/0.pdf   | Bin 81244 -> 77445 bytes
 contrib/pp/en/0.txt   |  43 +++++++++++--
 contrib/pp/en/0.xml   |  57 ++++++++++++++++--
 contrib/tos/en/0.epub | Bin 16629 -> 17320 bytes
 contrib/tos/en/0.html | 163 ++++++++++++++++++++------------------------------
 contrib/tos/en/0.pdf  | Bin 99859 -> 82060 bytes
 contrib/tos/en/0.txt  | 112 +++++++++++-----------------------
 contrib/tos/en/0.xml  |  97 ++++++++++--------------------
 10 files changed, 270 insertions(+), 267 deletions(-)

diff --git a/contrib/pp/en/0.epub b/contrib/pp/en/0.epub
index 49669a4a..7e9e5343 100644
Binary files a/contrib/pp/en/0.epub and b/contrib/pp/en/0.epub differ
diff --git a/contrib/pp/en/0.html b/contrib/pp/en/0.html
index 1e73557f..ce704535 100644
--- a/contrib/pp/en/0.html
+++ b/contrib/pp/en/0.html
@@ -1,17 +1,16 @@
 
 
-<html xmlns="http://www.w3.org/1999/xhtml"; lang="en">
+<html lang="en">
   <head>
-    <meta http-equiv="X-UA-Compatible" content="IE=Edge" />
-    <meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
+    <meta charset="utf-8" />
+    <meta name="viewport" content="width=device-width, initial-scale=1.0" />
     <title>Privacy Policy &#8212; Taler Privacy Policy</title>
-    <link rel="stylesheet" href="_static/epub.css" type="text/css" />
     <link rel="stylesheet" href="_static/pygments.css" type="text/css" />
-    <script type="text/javascript" id="documentation_options" 
data-url_root="./" src="_static/documentation_options.js"></script>
-    <script type="text/javascript" src="_static/jquery.js"></script>
-    <script type="text/javascript" src="_static/underscore.js"></script>
-    <script type="text/javascript" src="_static/doctools.js"></script>
-    <script type="text/javascript" src="_static/language_data.js"></script> 
+    <link rel="stylesheet" href="_static/epub.css" type="text/css" />
+    <script id="documentation_options" data-url_root="./" 
src="_static/documentation_options.js"></script>
+    <script src="_static/jquery.js"></script>
+    <script src="_static/underscore.js"></script>
+    <script src="_static/doctools.js"></script> 
   </head><body>
 
     <div class="document">
@@ -60,9 +59,9 @@ and retain information with a strict business need. That 
being said, when
 using our Services, we inherently have to collect the following 
information:</p>
 <blockquote>
 <div><ul class="simple">
-<li>Bank account details necessary when receiving funds from you to top-up 
your wallet or to transfer funds to you when you are being paid via Taler. At 
the current experimental stage, only the pseudonym and password you entered in 
the bank demonstrator is stored.</li>
-<li>The amounts being withdrawn or deposited, with associated unique 
transaction identifiers and cryptographic signatures authorizing the 
transaction. Note that for purchases, we cannot identify the buyer from the 
collected data, so when you spend money, we only receive non-personal 
information.</li>
-<li>When you contact us. We may collect certain information if you choose to 
contact us, for example to report a bug or other error with the Taler Wallet. 
This may include contact information such as your name, email address or phone 
number depending on the method you choose to contact us.</li>
+<li><p>Bank account details necessary when receiving funds from you to top-up 
your wallet or to transfer funds to you when you are being paid via Taler. At 
the current experimental stage, only the pseudonym and password you entered in 
the bank demonstrator is stored.</p></li>
+<li><p>The amounts being withdrawn or deposited, with associated unique 
transaction identifiers and cryptographic signatures authorizing the 
transaction. Note that for purchases, we cannot identify the buyer from the 
collected data, so when you spend money, we only receive non-personal 
information.</p></li>
+<li><p>When you contact us. We may collect certain information if you choose 
to contact us, for example to report a bug or other error with the Taler 
Wallet. This may include contact information such as your name, email address 
or phone number depending on the method you choose to contact us.</p></li>
 </ul>
 </div></blockquote>
 </div>
@@ -71,9 +70,9 @@ using our Services, we inherently have to collect the 
following information:</p>
 <p>We may process your information for the following reasons:</p>
 <blockquote>
 <div><ul class="simple">
-<li>to transfer money as specified by our users (Taler transactions);</li>
-<li>to assist government entities in linking income to the underlying 
contract</li>
-<li>to support you using the Taler Wallet or to improve our Services</li>
+<li><p>to transfer money as specified by our users (Taler 
transactions);</p></li>
+<li><p>to assist government entities in linking income to the underlying 
contract as required by law and local regulations</p></li>
+<li><p>to support you using the Taler Wallet or to improve our 
Services</p></li>
 </ul>
 </div></blockquote>
 </div>
@@ -96,8 +95,7 @@ errors with the Taler Wallet that you reported.</p>
 <p>We may provide your Personal Information to our employees, contractors,
 agents, service providers, and designees (“Agents”) to enable them to perform
 certain services for us exclusively, including: improvement and maintenance of
-our software and Services. By accepting this Privacy Policy, as outlined
-above, you consent to any such transfer.</p>
+our software and Services.</p>
 </div>
 <div class="section" id="protection-of-us-and-others">
 <h2>Protection of us and others<a class="headerlink" 
href="#protection-of-us-and-others" title="Permalink to this 
headline">¶</a></h2>
@@ -118,6 +116,38 @@ and keep your data accurate. Any data that is no longer 
needed for purposes
 specified in the “How We Use the Information We Gather” section will be
 deleted after ninety (90) days.</p>
 </div>
+<div class="section" id="what-are-your-data-protection-rights">
+<h2>What are your data protection rights?<a class="headerlink" 
href="#what-are-your-data-protection-rights" title="Permalink to this 
headline">¶</a></h2>
+<p>Anastasis would like to make sure you are fully aware of all of your
+data protection rights. Every user is entitled to the following:</p>
+<dl class="simple">
+<dt><strong>The right to access</strong>: You have the right to request 
Anastasis for</dt><dd><p>copies of your personal data. We may charge you a 
small fee for this
+service.</p>
+</dd>
+</dl>
+<p><strong>The right to rectification</strong>: You have the right to request 
that
+Anastasis correct any information you believe is inaccurate. You also
+have the right to request Anastasis to complete information you
+believe is incomplete.  The right to erasure - You have the right to
+request that Anastasis erase your personal data, under certain
+conditions.</p>
+<dl class="simple">
+<dt><strong>The right to restrict processing</strong>: You have the right to 
request</dt><dd><p>that Anastasis restrict the processing of your personal 
data, under
+certain conditions.</p>
+</dd>
+<dt><strong>The right to object to processing</strong>: You have the right to 
object to</dt><dd><p>Anastasis’s processing of your personal data, under certain
+conditions.</p>
+</dd>
+<dt><strong>The right to data portability</strong>: You have the right to 
request that</dt><dd><p>Anastasis transfer the data that we have collected to 
another
+organization, or directly to you, under certain conditions.</p>
+</dd>
+</dl>
+<p>If you make a request, we have one month to respond to you. If you
+would like to exercise any of these rights, please contact us at our
+email: <a class="reference external" 
href="mailto:privacy&#37;&#52;&#48;taler-systems&#46;com";>privacy<span>&#64;</span>taler-systems<span>&#46;</span>com</a></p>
+<p>You can always contact your local data protection authority to enforce
+your rights.</p>
+</div>
 <div class="section" id="data-retention">
 <h2>Data retention<a class="headerlink" href="#data-retention" 
title="Permalink to this headline">¶</a></h2>
 <p>If you uninstall the Taler Wallet mobile applications from your device, or
@@ -171,6 +201,7 @@ privacy practices that are not addressed in this Privacy 
Statement.</p>
 </div>
 
 
+            <div class="clearer"></div>
           </div>
         </div>
       </div>
diff --git a/contrib/pp/en/0.pdf b/contrib/pp/en/0.pdf
index f594aa3b..842a8306 100644
Binary files a/contrib/pp/en/0.pdf and b/contrib/pp/en/0.pdf differ
diff --git a/contrib/pp/en/0.txt b/contrib/pp/en/0.txt
index a5194d32..d6e42faf 100644
--- a/contrib/pp/en/0.txt
+++ b/contrib/pp/en/0.txt
@@ -79,7 +79,7 @@ We may process your information for the following reasons:
    * to transfer money as specified by our users (Taler transactions);
 
    * to assist government entities in linking income to the underlying
-     contract
+     contract as required by law and local regulations
 
    * to support you using the Taler Wallet or to improve our Services
 
@@ -109,9 +109,7 @@ Agents or third party partners
 We may provide your Personal Information to our employees,
 contractors, agents, service providers, and designees (“Agents”) to
 enable them to perform certain services for us exclusively, including:
-improvement and maintenance of our software and Services. By accepting
-this Privacy Policy, as outlined above, you consent to any such
-transfer.
+improvement and maintenance of our software and Services.
 
 
 Protection of us and others
@@ -138,6 +136,43 @@ purposes specified in the “How We Use the Information We 
Gather”
 section will be deleted after ninety (90) days.
 
 
+What are your data protection rights?
+=====================================
+
+Anastasis would like to make sure you are fully aware of all of your
+data protection rights. Every user is entitled to the following:
+
+**The right to access**: You have the right to request Anastasis for
+   copies of your personal data. We may charge you a small fee for
+   this service.
+
+**The right to rectification**: You have the right to request that
+Anastasis correct any information you believe is inaccurate. You also
+have the right to request Anastasis to complete information you
+believe is incomplete.  The right to erasure - You have the right to
+request that Anastasis erase your personal data, under certain
+conditions.
+
+**The right to restrict processing**: You have the right to request
+   that Anastasis restrict the processing of your personal data, under
+   certain conditions.
+
+**The right to object to processing**: You have the right to object to
+   Anastasis's processing of your personal data, under certain
+   conditions.
+
+**The right to data portability**: You have the right to request that
+   Anastasis transfer the data that we have collected to another
+   organization, or directly to you, under certain conditions.
+
+If you make a request, we have one month to respond to you. If you
+would like to exercise any of these rights, please contact us at our
+email: privacy@taler-systems.com
+
+You can always contact your local data protection authority to enforce
+your rights.
+
+
 Data retention
 ==============
 
diff --git a/contrib/pp/en/0.xml b/contrib/pp/en/0.xml
index 3050c92b..d4400542 100644
--- a/contrib/pp/en/0.xml
+++ b/contrib/pp/en/0.xml
@@ -1,7 +1,7 @@
 <?xml version="1.0" encoding="utf-8"?>
 <!DOCTYPE document PUBLIC "+//IDN docutils.sourceforge.net//DTD Docutils 
Generic//EN//XML" "http://docutils.sourceforge.net/docs/ref/docutils.dtd";>
-<!-- Generated by Docutils 0.14 -->
-<document source="/home/grothoff/research/taler/exchange/contrib/pp/pp.rst">
+<!-- Generated by Docutils 0.16 -->
+<document source="/research/taler/exchange/contrib/pp/pp.rst">
     <section ids="privacy-policy" names="privacy\ policy">
         <title>Privacy Policy</title>
         <paragraph>Last Updated: 11.12.2019</paragraph>
@@ -64,7 +64,7 @@
                         <paragraph>to transfer money as specified by our users 
(Taler transactions);</paragraph>
                     </list_item>
                     <list_item>
-                        <paragraph>to assist government entities in linking 
income to the underlying contract</paragraph>
+                        <paragraph>to assist government entities in linking 
income to the underlying contract as required by law and local 
regulations</paragraph>
                     </list_item>
                     <list_item>
                         <paragraph>to support you using the Taler Wallet or to 
improve our Services</paragraph>
@@ -91,8 +91,7 @@
             <paragraph>We may provide your Personal Information to our 
employees, contractors,
                 agents, service providers, and designees (“Agents”) to enable 
them to perform
                 certain services for us exclusively, including: improvement 
and maintenance of
-                our software and Services. By accepting this Privacy Policy, 
as outlined
-                above, you consent to any such transfer.</paragraph>
+                our software and Services.</paragraph>
         </section>
         <section ids="protection-of-us-and-others" names="protection\ of\ us\ 
and\ others">
             <title>Protection of us and others</title>
@@ -113,6 +112,54 @@
                 specified in the “How We Use the Information We Gather” 
section will be
                 deleted after ninety (90) days.</paragraph>
         </section>
+        <section ids="what-are-your-data-protection-rights" names="what\ are\ 
your\ data\ protection\ rights?">
+            <title>What are your data protection rights?</title>
+            <paragraph>Anastasis would like to make sure you are fully aware 
of all of your
+                data protection rights. Every user is entitled to the 
following:</paragraph>
+            <definition_list>
+                <definition_list_item>
+                    <term><strong>The right to access</strong>: You have the 
right to request Anastasis for</term>
+                    <definition>
+                        <paragraph>copies of your personal data. We may charge 
you a small fee for this
+                            service.</paragraph>
+                    </definition>
+                </definition_list_item>
+            </definition_list>
+            <paragraph><strong>The right to rectification</strong>: You have 
the right to request that
+                Anastasis correct any information you believe is inaccurate. 
You also
+                have the right to request Anastasis to complete information you
+                believe is incomplete.  The right to erasure - You have the 
right to
+                request that Anastasis erase your personal data, under certain
+                conditions.</paragraph>
+            <definition_list>
+                <definition_list_item>
+                    <term><strong>The right to restrict processing</strong>: 
You have the right to request</term>
+                    <definition>
+                        <paragraph>that Anastasis restrict the processing of 
your personal data, under
+                            certain conditions.</paragraph>
+                    </definition>
+                </definition_list_item>
+                <definition_list_item>
+                    <term><strong>The right to object to processing</strong>: 
You have the right to object to</term>
+                    <definition>
+                        <paragraph>Anastasis’s processing of your personal 
data, under certain
+                            conditions.</paragraph>
+                    </definition>
+                </definition_list_item>
+                <definition_list_item>
+                    <term><strong>The right to data portability</strong>: You 
have the right to request that</term>
+                    <definition>
+                        <paragraph>Anastasis transfer the data that we have 
collected to another
+                            organization, or directly to you, under certain 
conditions.</paragraph>
+                    </definition>
+                </definition_list_item>
+            </definition_list>
+            <paragraph>If you make a request, we have one month to respond to 
you. If you
+                would like to exercise any of these rights, please contact us 
at our
+                email: <reference 
refuri="mailto:privacy@taler-systems.com";>privacy@taler-systems.com</reference></paragraph>
+            <paragraph>You can always contact your local data protection 
authority to enforce
+                your rights.</paragraph>
+        </section>
         <section ids="data-retention" names="data\ retention">
             <title>Data retention</title>
             <paragraph>If you uninstall the Taler Wallet mobile applications 
from your device, or
diff --git a/contrib/tos/en/0.epub b/contrib/tos/en/0.epub
index 5acb8dfc..77f9f2f6 100644
Binary files a/contrib/tos/en/0.epub and b/contrib/tos/en/0.epub differ
diff --git a/contrib/tos/en/0.html b/contrib/tos/en/0.html
index 07a3ab40..6e7f66f5 100644
--- a/contrib/tos/en/0.html
+++ b/contrib/tos/en/0.html
@@ -1,17 +1,16 @@
 
 
-<html xmlns="http://www.w3.org/1999/xhtml"; lang="en">
+<html lang="en">
   <head>
-    <meta http-equiv="X-UA-Compatible" content="IE=Edge" />
-    <meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
+    <meta charset="utf-8" />
+    <meta name="viewport" content="width=device-width, initial-scale=1.0" />
     <title>Terms Of Service &#8212; Taler Terms of Service</title>
-    <link rel="stylesheet" href="_static/epub.css" type="text/css" />
     <link rel="stylesheet" href="_static/pygments.css" type="text/css" />
-    <script type="text/javascript" id="documentation_options" 
data-url_root="./" src="_static/documentation_options.js"></script>
-    <script type="text/javascript" src="_static/jquery.js"></script>
-    <script type="text/javascript" src="_static/underscore.js"></script>
-    <script type="text/javascript" src="_static/doctools.js"></script>
-    <script type="text/javascript" src="_static/language_data.js"></script> 
+    <link rel="stylesheet" href="_static/epub.css" type="text/css" />
+    <script id="documentation_options" data-url_root="./" 
src="_static/documentation_options.js"></script>
+    <script src="_static/jquery.js"></script>
+    <script src="_static/underscore.js"></script>
+    <script src="_static/doctools.js"></script> 
   </head><body>
 
     <div class="document">
@@ -39,25 +38,25 @@ carefully.</p>
 <h3>Highlights:<a class="headerlink" href="#highlights" title="Permalink to 
this headline">¶</a></h3>
 <blockquote>
 <div><ul class="simple">
-<li>You are responsible for keeping the data in your Taler Wallet at all times
+<li><p>You are responsible for keeping the data in your Taler Wallet at all 
times
 under your control. Any losses arising from you not being in control of
-your private information are your problem.</li>
-<li>We will try to transfer funds we hold in escrow for our users to any legal
+your private information are your problem.</p></li>
+<li><p>We will try to transfer funds we hold in escrow for our users to any 
legal
 recipient to the best of our ability within the limitations of the law and
 our implementation. However, the Services offered today are highly
-experimental and the set of recipients of funds is severely restricted.</li>
-<li>For our Services, we may charge transaction fees. The specific fee 
structure
+experimental and the set of recipients of funds is severely 
restricted.</p></li>
+<li><p>For our Services, we may charge transaction fees. The specific fee 
structure
 is provided based on the Taler protocol and should be shown to you when you
 withdraw electronic coins using a Taler Wallet. You agree and understand
-that the Taler protocol allows for the fee structure to change.</li>
-<li>You agree to not intentionally overwhelm our systems with requests and
-follow responsible disclosure if you find security issues in our services.</li>
-<li>We cannot be held accountable for our Services not being available due to
+that the Taler protocol allows for the fee structure to change.</p></li>
+<li><p>You agree to not intentionally overwhelm our systems with requests and
+follow responsible disclosure if you find security issues in our 
services.</p></li>
+<li><p>We cannot be held accountable for our Services not being available due 
to
 circumstances beyond our control. If we modify or terminate our services,
 we will try to give you the opportunity to recover your funds. However,
 given the experimental state of the Services today, this may not be
 possible. You are strongly advised to limit your use of the Service
-to small-scale experiments expecting total loss of all funds.</li>
+to small-scale experiments expecting total loss of all funds.</p></li>
 </ul>
 </div></blockquote>
 <p>These terms outline approved uses of our Services. The Services and these
@@ -103,6 +102,14 @@ situations where we are unable to make transfers at all or 
lead to incorrect
 transfers that cannot be reversed. We will only refuse to execute transfers if
 the transfers are prohibited by a competent legal authority and we are ordered
 to do so.</p>
+<p>When using our Services, you agree to not take any action that intentionally
+imposes an unreasonable load on our infrastructure. If you find security
+problems in our Services, you agree to first report them to
+<a class="reference external" 
href="mailto:security&#37;&#52;&#48;taler-systems&#46;com";>security<span>&#64;</span>taler-systems<span>&#46;</span>com</a>
 and grant us the right to publish your report. We
+warrant that we will ourselves publicly disclose any issues reported within 3
+months, and that we will not prosecute anyone reporting security issues if
+they did not exploit the issue beyond a proof-of-concept, and followed the
+above responsible disclosure practice.</p>
 </div>
 <div class="section" id="fees">
 <h2>Fees<a class="headerlink" href="#fees" title="Permalink to this 
headline">¶</a></h2>
@@ -120,15 +127,12 @@ We reserve the right to provide different types of 
rewards to users either in
 the form of discount for our Services or in any other form at our discretion
 and without prior notice to you.</p>
 </div>
-<div class="section" id="eligibility">
-<h2>Eligibility<a class="headerlink" href="#eligibility" title="Permalink to 
this headline">¶</a></h2>
+<div class="section" id="eligibility-and-financial-self-responsibility">
+<h2>Eligibility and Financial self-responsibility<a class="headerlink" 
href="#eligibility-and-financial-self-responsibility" title="Permalink to this 
headline">¶</a></h2>
 <p>To be eligible to use our Services, you must be able to form legally binding
 contracts or have the permission of your legal guardian. By using our
 Services, you represent and warrant that you meet all eligibility requirements
 that we outline in these Terms.</p>
-</div>
-<div class="section" id="financial-self-responsibility">
-<h2>Financial self-responsibility<a class="headerlink" 
href="#financial-self-responsibility" title="Permalink to this 
headline">¶</a></h2>
 <p>You will be responsible for maintaining the availability, integrity and
 confidentiality of the data stored in your wallet. When you setup a Taler
 Wallet, you are strongly advised to follow the precautionary measures offered
@@ -149,17 +153,6 @@ of Taler Systems SA. You are welcome to use the name in 
relation to processing
 payments using the Taler protocol, assuming your use is compatible with an
 official release from the GNU Project that is not older than two years.</p>
 </div>
-<div class="section" id="your-use-of-our-services">
-<h2>Your use of our services<a class="headerlink" 
href="#your-use-of-our-services" title="Permalink to this headline">¶</a></h2>
-<p>When using our Services, you agree to not take any action that intentionally
-imposes an unreasonable load on our infrastructure. If you find security
-problems in our Services, you agree to first report them to
-<a class="reference external" 
href="mailto:security&#37;&#52;&#48;taler-systems&#46;com";>security<span>&#64;</span>taler-systems<span>&#46;</span>com</a>
 and grant us the right to publish your report. We
-warrant that we will ourselves publicly disclose any issues reported within 3
-months, and that we will not prosecute anyone reporting security issues if
-they did not exploit the issue beyond a proof-of-concept, and followed the
-above responsible disclosure practice.</p>
-</div>
 <div class="section" id="limitation-of-liability-disclaimer-of-warranties">
 <h2>Limitation of liability &amp; disclaimer of warranties<a 
class="headerlink" href="#limitation-of-liability-disclaimer-of-warranties" 
title="Permalink to this headline">¶</a></h2>
 <p>You understand and agree that we have no control over, and no duty to take 
any
@@ -172,22 +165,19 @@ Taler Wallet, including, but not limited to your Taler 
Wallet coins or backup
 encryption keys.  You release us from all liability related to any losses,
 damages, or claims arising from:</p>
 <ol class="loweralpha simple">
-<li>user error such as forgotten passwords, incorrectly constructed
-transactions;</li>
-<li>server failure or data loss;</li>
-<li>unauthorized access to the Taler Wallet application;</li>
-<li>bugs or other errors in the Taler Wallet software; and</li>
-<li>any unauthorized third party activities, including, but not limited to,
+<li><p>user error such as forgotten passwords, incorrectly constructed
+transactions;</p></li>
+<li><p>server failure or data loss;</p></li>
+<li><p>unauthorized access to the Taler Wallet application;</p></li>
+<li><p>bugs or other errors in the Taler Wallet software; and</p></li>
+<li><p>any unauthorized third party activities, including, but not limited to,
 the use of viruses, phishing, brute forcing, or other means of attack
 against the Taler Wallet. We make no representations concerning any
-Third Party Content contained in or accessed through our Services.</li>
+Third Party Content contained in or accessed through our Services.</p></li>
 </ol>
 <p>Any other terms, conditions, warranties, or representations associated with
 such content, are solely between you and such organizations and/or
 individuals.</p>
-</div>
-<div class="section" id="limitation-of-liability">
-<h2>Limitation of liability<a class="headerlink" 
href="#limitation-of-liability" title="Permalink to this headline">¶</a></h2>
 <p>To the fullest extent permitted by applicable law, in no event will we or 
any
 of our officers, directors, representatives, agents, servants, counsel,
 employees, consultants, lawyers, and other personnel authorized to act,
@@ -195,23 +185,23 @@ acting, or purporting to act on our behalf (collectively 
the “Taler Parties”
 be liable to you under contract, tort, strict liability, negligence, or any
 other legal or equitable theory, for:</p>
 <ol class="loweralpha simple">
-<li>any lost profits, data loss, cost of procurement of substitute goods or
+<li><p>any lost profits, data loss, cost of procurement of substitute goods or
 services, or direct, indirect, incidental, special, punitive, compensatory,
-or consequential damages of any kind whatsoever resulting from:</li>
+or consequential damages of any kind whatsoever resulting from:</p></li>
 </ol>
 <blockquote>
 <div><ol class="lowerroman simple">
-<li>your use of, or conduct in connection with, our services;</li>
-<li>any unauthorized use of your wallet and/or private key due to your
-failure to maintain the confidentiality of your wallet;</li>
-<li>any interruption or cessation of transmission to or from the services; 
or</li>
-<li>any bugs, viruses, trojan horses, or the like that are found in the Taler
+<li><p>your use of, or conduct in connection with, our services;</p></li>
+<li><p>any unauthorized use of your wallet and/or private key due to your
+failure to maintain the confidentiality of your wallet;</p></li>
+<li><p>any interruption or cessation of transmission to or from the services; 
or</p></li>
+<li><p>any bugs, viruses, trojan horses, or the like that are found in the 
Taler
 Wallet software or that may be transmitted to or through our services by
-any third party (regardless of the source of origination), or</li>
+any third party (regardless of the source of origination), or</p></li>
 </ol>
 </div></blockquote>
 <ol class="loweralpha simple" start="2">
-<li>any direct damages.</li>
+<li><p>any direct damages.</p></li>
 </ol>
 <p>These limitations apply regardless of legal theory, whether based on tort,
 strict liability, breach of contract, breach of warranty, or any other legal
@@ -219,9 +209,6 @@ theory, and whether or not we were advised of the 
possibility of such
 damages. Some jurisdictions do not allow the exclusion or limitation of
 liability for consequential or incidental damages, so the above limitation may
 not apply to you.</p>
-</div>
-<div class="section" id="warranty-disclaimer">
-<h2>Warranty disclaimer<a class="headerlink" href="#warranty-disclaimer" 
title="Permalink to this headline">¶</a></h2>
 <p>Our services are provided “as is” and without warranty of any kind. To the
 maximum extent permitted by law, we disclaim all representations and
 warranties, express or implied, relating to the services and underlying
@@ -238,8 +225,8 @@ implied warranties, so the foregoing disclaimers may not 
apply to you. This
 paragraph gives you specific legal rights and you may also have other legal
 rights that vary from state to state.</p>
 </div>
-<div class="section" id="indemnity">
-<h2>Indemnity<a class="headerlink" href="#indemnity" title="Permalink to this 
headline">¶</a></h2>
+<div class="section" 
id="indemnity-and-time-limitation-on-claims-and-termination">
+<h2>Indemnity and Time limitation on claims and Termination<a 
class="headerlink" 
href="#indemnity-and-time-limitation-on-claims-and-termination" 
title="Permalink to this headline">¶</a></h2>
 <p>To the extent permitted by applicable law, you agree to defend, indemnify, 
and
 hold harmless the Taler Parties from and against any and all claims, damages,
 obligations, losses, liabilities, costs or debt, and expenses (including, but
@@ -247,30 +234,14 @@ not limited to, attorney’s fees) arising from: (a) your 
use of and access to
 the Services; (b) any feedback or submissions you provide to us concerning the
 Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
 violation of any law, rule, or regulation, or the rights of any third 
party.</p>
-</div>
-<div class="section" id="time-limitation-on-claims">
-<h2>Time limitation on claims<a class="headerlink" 
href="#time-limitation-on-claims" title="Permalink to this headline">¶</a></h2>
 <p>You agree that any claim you may have arising out of or related to your
 relationship with us must be filed within one year after such claim arises,
 otherwise, your claim in permanently barred.</p>
-</div>
-<div class="section" id="governing-law">
-<h2>Governing law<a class="headerlink" href="#governing-law" title="Permalink 
to this headline">¶</a></h2>
-<p>No matter where you’re located, the laws of Switzerland will govern these
-Terms. If any provisions of these Terms are inconsistent with any applicable
-law, those provisions will be superseded or modified only to the extent such
-provisions are inconsistent. The parties agree to submit to the ordinary
-courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
-arising out of or related to your use of the Services or your breach of these
-Terms.</p>
-</div>
-<div class="section" id="termination">
-<h2>Termination<a class="headerlink" href="#termination" title="Permalink to 
this headline">¶</a></h2>
 <p>In the event of termination concerning your use of our Services, your
 obligations under this Agreement will still continue.</p>
 </div>
-<div class="section" id="discontinuance-of-services">
-<h2>Discontinuance of services<a class="headerlink" 
href="#discontinuance-of-services" title="Permalink to this headline">¶</a></h2>
+<div class="section" id="discontinuance-of-services-and-force-majeure">
+<h2>Discontinuance of services and Force majeure<a class="headerlink" 
href="#discontinuance-of-services-and-force-majeure" title="Permalink to this 
headline">¶</a></h2>
 <p>We may, in our sole discretion and without cost to you, with or without 
prior
 notice, and at any time, modify or discontinue, temporarily or permanently,
 any portion of our Services. We will use the Taler protocol’s provisions to
@@ -280,22 +251,6 @@ three months to observe these notifications. We shall not 
be held responsible
 or liable for any loss of funds in the event that we discontinue or depreciate
 the Services and your Taler Wallet fails to transfer out the coins within a
 three months notification period.</p>
-</div>
-<div class="section" id="no-waiver">
-<h2>No waiver<a class="headerlink" href="#no-waiver" title="Permalink to this 
headline">¶</a></h2>
-<p>Our failure to exercise or delay in exercising any right, power, or 
privilege
-under this Agreement shall not operate as a waiver; nor shall any single or
-partial exercise of any right, power, or privilege preclude any other or
-further exercise thereof.</p>
-</div>
-<div class="section" id="severability">
-<h2>Severability<a class="headerlink" href="#severability" title="Permalink to 
this headline">¶</a></h2>
-<p>If it turns out that any part of this Agreement is invalid, void, or for any
-reason unenforceable, that term will be deemed severable and limited or
-eliminated to the minimum extent necessary.</p>
-</div>
-<div class="section" id="force-majeure">
-<h2>Force majeure<a class="headerlink" href="#force-majeure" title="Permalink 
to this headline">¶</a></h2>
 <p>We shall not be held liable for any delays, failure in performance, or
 interruptions of service which result directly or indirectly from any cause or
 condition beyond our reasonable control, including but not limited to: any
@@ -306,13 +261,24 @@ services, failure of equipment and/or software, other 
catastrophe, or any
 other occurrence which is beyond our reasonable control and shall not affect
 the validity and enforceability of any remaining provisions.</p>
 </div>
-<div class="section" id="assignment">
-<h2>Assignment<a class="headerlink" href="#assignment" title="Permalink to 
this headline">¶</a></h2>
+<div class="section" id="governing-law-waivers-severability-and-assignment">
+<h2>Governing law, Waivers, Severability and Assignment<a class="headerlink" 
href="#governing-law-waivers-severability-and-assignment" title="Permalink to 
this headline">¶</a></h2>
+<p>No matter where you’re located, the laws of Switzerland will govern these
+Terms. If any provisions of these Terms are inconsistent with any applicable
+law, those provisions will be superseded or modified only to the extent such
+provisions are inconsistent. The parties agree to submit to the ordinary
+courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
+arising out of or related to your use of the Services or your breach of these
+Terms.</p>
+<p>Our failure to exercise or delay in exercising any right, power, or 
privilege
+under this Agreement shall not operate as a waiver; nor shall any single or
+partial exercise of any right, power, or privilege preclude any other or
+further exercise thereof.</p>
 <p>You agree that we may assign any of our rights and/or transfer, 
sub-contract,
 or delegate any of our obligations under these Terms.</p>
-</div>
-<div class="section" id="entire-agreement">
-<h2>Entire agreement<a class="headerlink" href="#entire-agreement" 
title="Permalink to this headline">¶</a></h2>
+<p>If it turns out that any part of this Agreement is invalid, void, or for any
+reason unenforceable, that term will be deemed severable and limited or
+eliminated to the minimum extent necessary.</p>
 <p>This Agreement sets forth the entire understanding and agreement as to the
 subject matter hereof and supersedes any and all prior discussions,
 agreements, and understandings of any kind (including, without limitation, any
@@ -328,6 +294,7 @@ message on our contact page at <a class="reference 
external" href="mailto:legal&;
 </div>
 
 
+            <div class="clearer"></div>
           </div>
         </div>
       </div>
diff --git a/contrib/tos/en/0.pdf b/contrib/tos/en/0.pdf
index ce3f013c..bc71d80e 100644
Binary files a/contrib/tos/en/0.pdf and b/contrib/tos/en/0.pdf differ
diff --git a/contrib/tos/en/0.txt b/contrib/tos/en/0.txt
index ce0893fa..c124d70e 100644
--- a/contrib/tos/en/0.txt
+++ b/contrib/tos/en/0.txt
@@ -103,6 +103,16 @@ lead to incorrect transfers that cannot be reversed. We 
will only
 refuse to execute transfers if the transfers are prohibited by a
 competent legal authority and we are ordered to do so.
 
+When using our Services, you agree to not take any action that
+intentionally imposes an unreasonable load on our infrastructure. If
+you find security problems in our Services, you agree to first report
+them to security@taler-systems.com and grant us the right to publish
+your report. We warrant that we will ourselves publicly disclose any
+issues reported within 3 months, and that we will not prosecute anyone
+reporting security issues if they did not exploit the issue beyond a
+proof-of-concept, and followed the above responsible disclosure
+practice.
+
 
 Fees
 ====
@@ -123,18 +133,14 @@ rewards to users either in the form of discount for our 
Services or in
 any other form at our discretion and without prior notice to you.
 
 
-Eligibility
-===========
+Eligibility and Financial self-responsibility
+=============================================
 
 To be eligible to use our Services, you must be able to form legally
 binding contracts or have the permission of your legal guardian. By
 using our Services, you represent and warrant that you meet all
 eligibility requirements that we outline in these Terms.
 
-
-Financial self-responsibility
-=============================
-
 You will be responsible for maintaining the availability, integrity
 and confidentiality of the data stored in your wallet. When you setup
 a Taler Wallet, you are strongly advised to follow the precautionary
@@ -160,20 +166,6 @@ assuming your use is compatible with an official release 
from the GNU
 Project that is not older than two years.
 
 
-Your use of our services
-========================
-
-When using our Services, you agree to not take any action that
-intentionally imposes an unreasonable load on our infrastructure. If
-you find security problems in our Services, you agree to first report
-them to security@taler-systems.com and grant us the right to publish
-your report. We warrant that we will ourselves publicly disclose any
-issues reported within 3 months, and that we will not prosecute anyone
-reporting security issues if they did not exploit the issue beyond a
-proof-of-concept, and followed the above responsible disclosure
-practice.
-
-
 Limitation of liability & disclaimer of warranties
 ==================================================
 
@@ -207,10 +199,6 @@ Any other terms, conditions, warranties, or 
representations associated
 with such content, are solely between you and such organizations
 and/or individuals.
 
-
-Limitation of liability
-=======================
-
 To the fullest extent permitted by applicable law, in no event will we
 or any of our officers, directors, representatives, agents, servants,
 counsel, employees, consultants, lawyers, and other personnel
@@ -246,10 +234,6 @@ possibility of such damages. Some jurisdictions do not 
allow the
 exclusion or limitation of liability for consequential or incidental
 damages, so the above limitation may not apply to you.
 
-
-Warranty disclaimer
-===================
-
 Our services are provided "as is" and without warranty of any kind. To
 the maximum extent permitted by law, we disclaim all representations
 and warranties, express or implied, relating to the services and
@@ -268,8 +252,8 @@ you. This paragraph gives you specific legal rights and you 
may also
 have other legal rights that vary from state to state.
 
 
-Indemnity
-=========
+Indemnity and Time limitation on claims and Termination
+=======================================================
 
 To the extent permitted by applicable law, you agree to defend,
 indemnify, and hold harmless the Taler Parties from and against any
@@ -281,36 +265,16 @@ feedback or submissions you provide to us concerning the 
Taler Wallet;
 violation of any law, rule, or regulation, or the rights of any third
 party.
 
-
-Time limitation on claims
-=========================
-
 You agree that any claim you may have arising out of or related to
 your relationship with us must be filed within one year after such
 claim arises, otherwise, your claim in permanently barred.
 
-
-Governing law
-=============
-
-No matter where you’re located, the laws of Switzerland will govern
-these Terms. If any provisions of these Terms are inconsistent with
-any applicable law, those provisions will be superseded or modified
-only to the extent such provisions are inconsistent. The parties agree
-to submit to the ordinary courts in Zurich, Switzerland for exclusive
-jurisdiction of any dispute arising out of or related to your use of
-the Services or your breach of these Terms.
-
-
-Termination
-===========
-
 In the event of termination concerning your use of our Services, your
 obligations under this Agreement will still continue.
 
 
-Discontinuance of services
-==========================
+Discontinuance of services and Force majeure
+============================================
 
 We may, in our sole discretion and without cost to you, with or
 without prior notice, and at any time, modify or discontinue,
@@ -323,27 +287,6 @@ of funds in the event that we discontinue or depreciate 
the Services
 and your Taler Wallet fails to transfer out the coins within a three
 months notification period.
 
-
-No waiver
-=========
-
-Our failure to exercise or delay in exercising any right, power, or
-privilege under this Agreement shall not operate as a waiver; nor
-shall any single or partial exercise of any right, power, or privilege
-preclude any other or further exercise thereof.
-
-
-Severability
-============
-
-If it turns out that any part of this Agreement is invalid, void, or
-for any reason unenforceable, that term will be deemed severable and
-limited or eliminated to the minimum extent necessary.
-
-
-Force majeure
-=============
-
 We shall not be held liable for any delays, failure in performance, or
 interruptions of service which result directly or indirectly from any
 cause or condition beyond our reasonable control, including but not
@@ -356,15 +299,28 @@ occurrence which is beyond our reasonable control and 
shall not affect
 the validity and enforceability of any remaining provisions.
 
 
-Assignment
-==========
+Governing law, Waivers, Severability and Assignment
+===================================================
+
+No matter where you’re located, the laws of Switzerland will govern
+these Terms. If any provisions of these Terms are inconsistent with
+any applicable law, those provisions will be superseded or modified
+only to the extent such provisions are inconsistent. The parties agree
+to submit to the ordinary courts in Zurich, Switzerland for exclusive
+jurisdiction of any dispute arising out of or related to your use of
+the Services or your breach of these Terms.
+
+Our failure to exercise or delay in exercising any right, power, or
+privilege under this Agreement shall not operate as a waiver; nor
+shall any single or partial exercise of any right, power, or privilege
+preclude any other or further exercise thereof.
 
 You agree that we may assign any of our rights and/or transfer, sub-
 contract, or delegate any of our obligations under these Terms.
 
-
-Entire agreement
-================
+If it turns out that any part of this Agreement is invalid, void, or
+for any reason unenforceable, that term will be deemed severable and
+limited or eliminated to the minimum extent necessary.
 
 This Agreement sets forth the entire understanding and agreement as to
 the subject matter hereof and supersedes any and all prior
diff --git a/contrib/tos/en/0.xml b/contrib/tos/en/0.xml
index 75974dc4..ee93a4cc 100644
--- a/contrib/tos/en/0.xml
+++ b/contrib/tos/en/0.xml
@@ -1,7 +1,7 @@
 <?xml version="1.0" encoding="utf-8"?>
 <!DOCTYPE document PUBLIC "+//IDN docutils.sourceforge.net//DTD Docutils 
Generic//EN//XML" "http://docutils.sourceforge.net/docs/ref/docutils.dtd";>
-<!-- Generated by Docutils 0.14 -->
-<document source="/home/grothoff/research/taler/exchange/contrib/tos/tos.rst">
+<!-- Generated by Docutils 0.16 -->
+<document source="/research/taler/exchange/contrib/tos/tos.rst">
     <section ids="terms-of-service" names="terms\ of\ service">
         <title>Terms Of Service</title>
         <paragraph>Last Updated: 12.4.2019</paragraph>
@@ -96,6 +96,14 @@
                 transfers that cannot be reversed. We will only refuse to 
execute transfers if
                 the transfers are prohibited by a competent legal authority 
and we are ordered
                 to do so.</paragraph>
+            <paragraph>When using our Services, you agree to not take any 
action that intentionally
+                imposes an unreasonable load on our infrastructure. If you 
find security
+                problems in our Services, you agree to first report them to
+                <reference 
refuri="mailto:security@taler-systems.com";>security@taler-systems.com</reference>
 and grant us the right to publish your report. We
+                warrant that we will ourselves publicly disclose any issues 
reported within 3
+                months, and that we will not prosecute anyone reporting 
security issues if
+                they did not exploit the issue beyond a proof-of-concept, and 
followed the
+                above responsible disclosure practice.</paragraph>
         </section>
         <section ids="fees" names="fees">
             <title>Fees</title>
@@ -113,15 +121,12 @@
                 the form of discount for our Services or in any other form at 
our discretion
                 and without prior notice to you.</paragraph>
         </section>
-        <section ids="eligibility" names="eligibility">
-            <title>Eligibility</title>
+        <section ids="eligibility-and-financial-self-responsibility" 
names="eligibility\ and\ financial\ self-responsibility">
+            <title>Eligibility and Financial self-responsibility</title>
             <paragraph>To be eligible to use our Services, you must be able to 
form legally binding
                 contracts or have the permission of your legal guardian. By 
using our
                 Services, you represent and warrant that you meet all 
eligibility requirements
                 that we outline in these Terms.</paragraph>
-        </section>
-        <section ids="financial-self-responsibility" names="financial\ 
self-responsibility">
-            <title>Financial self-responsibility</title>
             <paragraph>You will be responsible for maintaining the 
availability, integrity and
                 confidentiality of the data stored in your wallet. When you 
setup a Taler
                 Wallet, you are strongly advised to follow the precautionary 
measures offered
@@ -142,17 +147,6 @@
                 payments using the Taler protocol, assuming your use is 
compatible with an
                 official release from the GNU Project that is not older than 
two years.</paragraph>
         </section>
-        <section ids="your-use-of-our-services" names="your\ use\ of\ our\ 
services">
-            <title>Your use of our services</title>
-            <paragraph>When using our Services, you agree to not take any 
action that intentionally
-                imposes an unreasonable load on our infrastructure. If you 
find security
-                problems in our Services, you agree to first report them to
-                <reference 
refuri="mailto:security@taler-systems.com";>security@taler-systems.com</reference>
 and grant us the right to publish your report. We
-                warrant that we will ourselves publicly disclose any issues 
reported within 3
-                months, and that we will not prosecute anyone reporting 
security issues if
-                they did not exploit the issue beyond a proof-of-concept, and 
followed the
-                above responsible disclosure practice.</paragraph>
-        </section>
         <section ids="limitation-of-liability-disclaimer-of-warranties" 
names="limitation\ of\ liability\ &amp;\ disclaimer\ of\ warranties">
             <title>Limitation of liability &amp; disclaimer of 
warranties</title>
             <paragraph>You understand and agree that we have no control over, 
and no duty to take any
@@ -188,9 +182,6 @@
             <paragraph>Any other terms, conditions, warranties, or 
representations associated with
                 such content, are solely between you and such organizations 
and/or
                 individuals.</paragraph>
-        </section>
-        <section ids="limitation-of-liability" names="limitation\ of\ 
liability">
-            <title>Limitation of liability</title>
             <paragraph>To the fullest extent permitted by applicable law, in 
no event will we or any
                 of our officers, directors, representatives, agents, servants, 
counsel,
                 employees, consultants, lawyers, and other personnel 
authorized to act,
@@ -234,9 +225,6 @@
                 damages. Some jurisdictions do not allow the exclusion or 
limitation of
                 liability for consequential or incidental damages, so the 
above limitation may
                 not apply to you.</paragraph>
-        </section>
-        <section ids="warranty-disclaimer" names="warranty\ disclaimer">
-            <title>Warranty disclaimer</title>
             <paragraph>Our services are provided “as is” and without warranty 
of any kind. To the
                 maximum extent permitted by law, we disclaim all 
representations and
                 warranties, express or implied, relating to the services and 
underlying
@@ -253,8 +241,8 @@
                 paragraph gives you specific legal rights and you may also 
have other legal
                 rights that vary from state to state.</paragraph>
         </section>
-        <section ids="indemnity" names="indemnity">
-            <title>Indemnity</title>
+        <section ids="indemnity-and-time-limitation-on-claims-and-termination" 
names="indemnity\ and\ time\ limitation\ on\ claims\ and\ termination">
+            <title>Indemnity and Time limitation on claims and 
Termination</title>
             <paragraph>To the extent permitted by applicable law, you agree to 
defend, indemnify, and
                 hold harmless the Taler Parties from and against any and all 
claims, damages,
                 obligations, losses, liabilities, costs or debt, and expenses 
(including, but
@@ -262,30 +250,14 @@
                 the Services; (b) any feedback or submissions you provide to 
us concerning the
                 Taler Wallet; (c) your violation of any term of this 
Agreement; or (d) your
                 violation of any law, rule, or regulation, or the rights of 
any third party.</paragraph>
-        </section>
-        <section ids="time-limitation-on-claims" names="time\ limitation\ on\ 
claims">
-            <title>Time limitation on claims</title>
             <paragraph>You agree that any claim you may have arising out of or 
related to your
                 relationship with us must be filed within one year after such 
claim arises,
                 otherwise, your claim in permanently barred.</paragraph>
-        </section>
-        <section ids="governing-law" names="governing\ law">
-            <title>Governing law</title>
-            <paragraph>No matter where you’re located, the laws of Switzerland 
will govern these
-                Terms. If any provisions of these Terms are inconsistent with 
any applicable
-                law, those provisions will be superseded or modified only to 
the extent such
-                provisions are inconsistent. The parties agree to submit to 
the ordinary
-                courts in Zurich, Switzerland for exclusive jurisdiction of 
any dispute
-                arising out of or related to your use of the Services or your 
breach of these
-                Terms.</paragraph>
-        </section>
-        <section ids="termination" names="termination">
-            <title>Termination</title>
             <paragraph>In the event of termination concerning your use of our 
Services, your
                 obligations under this Agreement will still 
continue.</paragraph>
         </section>
-        <section ids="discontinuance-of-services" names="discontinuance\ of\ 
services">
-            <title>Discontinuance of services</title>
+        <section ids="discontinuance-of-services-and-force-majeure" 
names="discontinuance\ of\ services\ and\ force\ majeure">
+            <title>Discontinuance of services and Force majeure</title>
             <paragraph>We may, in our sole discretion and without cost to you, 
with or without prior
                 notice, and at any time, modify or discontinue, temporarily or 
permanently,
                 any portion of our Services. We will use the Taler protocol’s 
provisions to
@@ -295,22 +267,6 @@
                 or liable for any loss of funds in the event that we 
discontinue or depreciate
                 the Services and your Taler Wallet fails to transfer out the 
coins within a
                 three months notification period.</paragraph>
-        </section>
-        <section ids="no-waiver" names="no\ waiver">
-            <title>No waiver</title>
-            <paragraph>Our failure to exercise or delay in exercising any 
right, power, or privilege
-                under this Agreement shall not operate as a waiver; nor shall 
any single or
-                partial exercise of any right, power, or privilege preclude 
any other or
-                further exercise thereof.</paragraph>
-        </section>
-        <section ids="severability" names="severability">
-            <title>Severability</title>
-            <paragraph>If it turns out that any part of this Agreement is 
invalid, void, or for any
-                reason unenforceable, that term will be deemed severable and 
limited or
-                eliminated to the minimum extent necessary.</paragraph>
-        </section>
-        <section ids="force-majeure" names="force\ majeure">
-            <title>Force majeure</title>
             <paragraph>We shall not be held liable for any delays, failure in 
performance, or
                 interruptions of service which result directly or indirectly 
from any cause or
                 condition beyond our reasonable control, including but not 
limited to: any
@@ -321,13 +277,24 @@
                 other occurrence which is beyond our reasonable control and 
shall not affect
                 the validity and enforceability of any remaining 
provisions.</paragraph>
         </section>
-        <section ids="assignment" names="assignment">
-            <title>Assignment</title>
+        <section ids="governing-law-waivers-severability-and-assignment" 
names="governing\ law,\ waivers,\ severability\ and\ assignment">
+            <title>Governing law, Waivers, Severability and Assignment</title>
+            <paragraph>No matter where you’re located, the laws of Switzerland 
will govern these
+                Terms. If any provisions of these Terms are inconsistent with 
any applicable
+                law, those provisions will be superseded or modified only to 
the extent such
+                provisions are inconsistent. The parties agree to submit to 
the ordinary
+                courts in Zurich, Switzerland for exclusive jurisdiction of 
any dispute
+                arising out of or related to your use of the Services or your 
breach of these
+                Terms.</paragraph>
+            <paragraph>Our failure to exercise or delay in exercising any 
right, power, or privilege
+                under this Agreement shall not operate as a waiver; nor shall 
any single or
+                partial exercise of any right, power, or privilege preclude 
any other or
+                further exercise thereof.</paragraph>
             <paragraph>You agree that we may assign any of our rights and/or 
transfer, sub-contract,
                 or delegate any of our obligations under these 
Terms.</paragraph>
-        </section>
-        <section ids="entire-agreement" names="entire\ agreement">
-            <title>Entire agreement</title>
+            <paragraph>If it turns out that any part of this Agreement is 
invalid, void, or for any
+                reason unenforceable, that term will be deemed severable and 
limited or
+                eliminated to the minimum extent necessary.</paragraph>
             <paragraph>This Agreement sets forth the entire understanding and 
agreement as to the
                 subject matter hereof and supersedes any and all prior 
discussions,
                 agreements, and understandings of any kind (including, without 
limitation, any

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