Re: [Taler] Taler for local currencies, local electronic currency called "e-Chiemgauer"?

[Thomas]

Hello,
I had the same question as Daniel!
And remembered the local currency "Chiemgauer" 
https://en.wikipedia.org/wiki/Chiemgauer
and found, it has – beside voucher system – a digital money, electronic 
currency called "e-Chiemgauer" resp. Regiocard!

Two articles from their service provider "REGIOS eG" [eG = legal 
cooperative n Germany].
Translated with DeepL (free version)

"Regiocard
One card - many possibilities.
The Regiocard can be used to make cashless payments. Consumers register 
free of charge with their Regiogeld [local currency] association and 
receive their Regiocard within 14 days. The Regiocard works like an EC* 
card: customers can use it to "withdraw" vouchers from their account or 
pay directly at the terminal at the checkout.

With this card, Regiogeld [local currency] has arrived in the modern 
world of electronic payments. It makes using Regiogeld [local currency] 
simple and easy to understand - for providers, consumers and associations.

In order to be able to offer the service to consumers, entrepreneurs 
receive payment software from Regios eG. This is already included in the 
monthly fee. If desired, REGIOS eG will take care of integration at the 
point of sale.

Regios eG is currently the computing center for the "Chiemgauer" and the 
"Sterntaler" [both are local currency]. We ensure that the Regiogeld 
cash register is correct, that Regiogeld [local currency] users can pay 
conveniently and comfortably, and that larger sums can be moved with the 
help of electronic Regiogeld.

With the successful Chiemgauer model project, we have been successfully 
demonstrating the possible uses of Regiogeld for several years. In order 
to be able to move a turnover of four million Chiemgauer, a silent 
processing system is needed in the background. Paying by card and 
automatically benefiting a good cause, transferring 10,000 Chiemgauer at 
the push of a button or withdrawing 100 Chiemgauer in cash. No problem 
with the REGIOS computer center. We offer you a complete system from a 
single source.

If you don't want to reinvent the wheel and want to set up a successful 
Regiogeld project with the most modern possibilities, contact us and 
simply fill out the contact form."
https://www.regios.eu/regiogeld/regiocard/

*
https://en.wikipedia.org/wiki/Cheque_guarantee_card
https://en.wikipedia.org/wiki/Eurocheque


"Regio account
A Regio account is a normal bank account to which the Regiogeld [local 
currency] rules are applied. This enables us to implement Regiogeld 
[local currency] in the established banking system. To use a Regiogeld 
[local currency] account, a bank account must be opened at a regional 
bank of your choice and a data center service form must be filled out. 
Then Regios eG applies the Regiogeld rules to this account.

For our Regiocard, the Regiogeld [local currency] accounts are the 
technical basis. Companies and associations participating in the 
Regiocard system need a Regiogeld [local currency] account. Consumer 
payments and distributions for associations are posted to this account. 
For payments between regio accounts (i.e. from regio account to regio 
account), no re-exchange fee is due. This regional fee is only charged 
when payments are transferred from a regio account to another bank 
account that is not part of the regio account system."
https://www.regios.eu/regiogeld/regiokonto

Sounds interesting right? How they are applying their "Regiogeld" [local 
currency] rules to usual bank account?

Best regards Thomas


Am 30.06.22 um 13:46 schrieb Sebastian Javier Marchano:
> Hi Daniel,
>
> sounds like a good place to use GNU Taler if you have the correct 
> infrastructure.
> Personally, I don't know any project that has passed all the 
> regulations to guarantee the correct usage of the capital (like AML or 
> KYB).
>
> Happy to help or answer any other questions.
> --
> Sebastian
>
>
> On Wed, 29 Jun 2022 at 22:58, Daniel Gagnon 
> <daniel.g.gagnon@gmail.com> wrote:
>
>     Hi,
>
>     In Quebec City we have a local currency meant to boost the local
>     economy
>     and encourage people locally. It kinda works like a physical
>     Taler, the
>     mint echange canadian dollars for local dollars and gives that money
>     back to merchants when they bring the local money customers brought.
>
>     So far there are 450 participating local businesses and 180K of that
>     money that circulates. If I understood correctly how Taler works, it
>     would be a good digital complement. Do you know of any similar
>     project
>     that used Taler in this manner?
>
>     Thanks