[Gzz] Re: fizyd refnnance

[Herbert Keltner]

D y ea t r H h om p e O v wn h er,

Your c w re x di i t doesn't matter to us!

If you OVV u N r c ea p l e t st l at k e and want I p MME r DI w ATE c l as y h to s o pen y d ANY
way you like, or simply wish to L y OW j ER your monthly pa g ym z ent i s
by a third or more, here are the d d ea f ls q we have T x ODA n Y:

$ 49 n 0 , 0 g 00 a i s l n ow a w s 3 , 6 i 5 %
$ 3 a 70 , 00 a 0 a n s l w ow a c s 3 , 9 o 0 %
$ 25 j 0 , 00 c 0 a o s lo m w a o s 3 , 3 p 5 %
$ 2 o 00 , 00 g 0 a v s l h ow a d s 3 , 5 f 5 %

V z is a it ou h r web s k it h e

Herbert Keltner , A u ppr x ov s al Ma r na g ge w r

born with a good share of it) be guessed more or less right, as you will
see. Having made up his mind he crept along as cleverly as he could.
Hobbits are clever at quietness, especially in woods, as 1. have already
told you; also Bilbo had slipped on his ring before he started. That is